NEM has been successfully offering motor insurance since 1934. We are considered a leader in this industry because of our competitive insurance packages and our efficient claims processing.

Our competitively priced Motor policies include:

Comprehensive, Third Party and Third Party Fire and Theft

Private Car
Commercial Motor
Public Commercial
Public Passenger Vehicles
Motor Cycles

Comprehensive Policy

This covers theft and damage to your vehicle as well as your third party liability obligations. An excess is applicable to this policy.

Comprehensive Policy Promotions

  • Women On Wheels - Private comprehensive motor policy designed for female drivers who have been 2 years accident free and where vehicles are valued at $500,000 or more
  • Luxury League - Private comprehensive motor policy designed for private motor vehicles valued at 2 million dollars or more with a policyholder 2 years accident free
All NEM Comprehensive policyholders receive free membership to the Jamaica Automobile Association (JAA) and free access to the JAA accident response and roadside assistance programme.
 
This membership entitles NEM Comprehensive policyholders to be eligible for benefits with the JAA discount partners locally and internationally.
   

Third Party Policy

Covers your legal liability for Property Damage and Bodily injury to Third Parties. It does not cover Damage to your own vehicle.

Third Party Fire & Theft

In addition to your third party liability risks, this policy covers loss or damage to your own vehicle as a result of Fire and Theft. Accidental Damage is not covered.

Discounts Available On Motor Policies

In addition to your No Claim Discount, we offer any other two of the following;

Careful Drivers 10%
Civil Servants 10%
Security/Alarms discount 5% 
Vehicle Tracker discount

10%

Jamaica Automobile Association 12%
Other vehicle/insurance discounts

Up to three - 10%
More than three - 15%

conditions apply 

If you need additional information on motor insurance you may also browse our FAQs page by going here.

 

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