Public Liability

In recent years our Courts have been awarding large amounts to Third Parties for Personal Injury and damage sustained to Property. This has made Public Liability Insurance essential. Claims may also involve, besides the payment of heavy compensation, considerable amounts for litigation costs and expenses. Whether the claimant is successful or not, these expenses are incurred in defending the claim. NEM’s Public Liability Policy provides cover for:

• Accidental bodily injury to any person other than employees
• Accidental damage to Third Party property
• The costs and expenses of litigation

Major Exclusions*:

• Liability arising from accident caused by any vessel or craft
• Liability arising from Employees of the insured
• Loss or damage accruing to any property belonging to the insured
• Liability arising from flood, fumes or water pollution

      *  (List not exhaustive)